Credit Card FAQs
On this page, we have compiled commonly asked questions that new and prospective Milestone cardholders often have. We trust that these will address many of your inquiries regarding your new Milestone credit card. If your specific question is not addressed here, please visit our contact page and send us a message. We’ll promptly work to include your question and provide you with the necessary answers on this page.
How do I Apply for a Milestone Credit Card?
The application process for the Milestone credit card is straightforward. Visit https://www.milestonegoldcard.com/pre-qualify if you don’t have an invitation code yet, or https://www.milestonegoldcard.com/invite if you already possess one. On the pre-qualification or invite page, follow the prompts to complete your application. If pre-qualified, proceed with your invite code to fill out a full application.
Can I Apply for the Milestone without an invite code?
If you don’t have an invite code for the Milestone credit card yet, you can complete a brief pre-qualification form at https://www.milestonegoldcard.com/pre-qualify.
How do I activate my new Milestone Credit Card?
To activate your new card, please wait for it to arrive in the mail. Once you have your card in hand, visit milestone.com/activate and follow the steps outlined in our Milestone card activation guide.
Do I need perfect credit to be approved for the Milestone card?
The Milestone card is tailored for individuals with a poor or limited credit history. You do not need perfect or even good credit to be approved for this card. However, it is important to note that in certain cases, if your credit is exceptionally poor, your application may be rejected.
Can Milestone cardholders setup autopay so that they don’t miss payments?
Enabling autopay for your Milestone card payments is an excellent strategy to avoid missing payments and foster the development of strong credit. Simply log in to your Milestone account, navigate to the payments section, and set up autopay. Within this feature, you can choose to make the minimum payment, pay your full statement balance, or opt for a custom amount.
How long does it take to get my new credit card in the mail?
New cardholders generally receive their new card in the mail within 8-14 business days.
Does the Milestone Gold credit card offer balance transfers from other credit cards?
No, the Milestone card, being an introductory credit card with a very low limit, does not permit balance transfers.
Does the Milestone Gold credit card offer zero liability for fraudulent charges?
As with all Mastercard credit cards, you are fully covered for any fraudulent charges made to your account.
What is the annual fee for the Milestone Gold Mastercard?
The annual fees for the Milestone card can vary based on an individual’s credit history. Upon approval, Concora Credit will provide information on the specific annual fee applicable to you. Through our research, we have found that annual fees can range from $49 to $175.
How can I contact Milestone support?
You can reach Milestone credit card support at 1-800-305-0330. Alternatively, you can contact support by signing in to your Milestone card account.